AI Credits Terms & Conditions

Welcome to our AI Credits Terms and Conditions.

This page explains your rights, responsibilities, and our policies regarding AI credits for PDF Index Generator. We believe in complete transparency. Please read this carefully to understand how credits work, what you can expect, and what restrictions apply.

If you have questions about anything on this page, please contact us.

1. What Are AI Credits?

AI credits are a virtual currency used to pay for artificial intelligence services in PDF Index Generator. They represent computational resources consumed when using the AI indexing features.

How Credits Work

  • Each PDF page indexed using AI consumes credits (cost varies by language and mode)
  • Credits are deducted from your account balance only when you confirm an AI indexing operation
  • Unused credits never expire and remain in your account indefinitely
  • Credits are non-transferable and account-specific
  • Credits cannot be exchanged for cash or refunded for cash value

2. Pricing and How Costs Are Calculated

Basic Pricing Rule

For books written in Latin-based languages (English, Spanish, French, German, Italian, etc.):

1 PDF page = 1 credit (for pages with ≤ 200 words)

Word-Based Calculation

If your PDF pages contain more than 200 words per page, the cost switches to word-count calculation:

200 words = 1 credit

Non-Latin Languages

For books written in non-Latin scripts (Arabic, Chinese, Japanese, Korean, etc.), costs are doubled:

1 PDF page = 2 credits (for non-Latin languages)

Why? AI engines require significantly more computational processing power and “tokens” to handle non-Latin scripts. To ensure the same high accuracy and prevent AI errors, these books require double the resources.

AI Mode Costs

  • Automatic Mode: Standard pricing (base pages or words ÷ 200)
  • Subjects Mode: Standard pricing (base pages or words ÷ 200)
  • Categories Mode: Additional charges apply (1 credit per 10 words in your categories list + refinement costs)

For detailed cost calculations and examples, see our AI Credits System Help Page.

3. Credit Confirmation Before Charging

We protect your account by requiring confirmation before any credits are deducted:

  • Before generating an AI index, a confirmation dialog displays the exact number of credits required
  • The dialog shows your current balance and remaining balance after the operation
  • You can review and accept or cancel at this point with zero cost
  • Credits are only deducted after you explicitly click “Confirm”
  • If you cancel, no charges are applied to your account
Your Control: You have complete control over when credits are spent. Canceling any operation before confirmation costs nothing.

4. Automatic Credit Refunds (Fair Usage Guarantee)

We guarantee fair treatment if anything goes wrong during indexing:

What Happens if AI Indexing Fails

  • If your AI indexing process fails, disconnects, or has errors, you are only charged for pages that were successfully indexed
  • Failed pages are automatically refunded to your credit balance
  • You receive a detailed report showing exactly which pages succeeded and which failed
  • You can retry the process without paying twice for the same pages

Example

If you start indexing a 500-page book and the AI process completes 60% before a connection error occurs:

  • You’re charged for 300 pages (60%)
  • The remaining 200 pages (40%) are automatically refunded
  • You can retry the remaining 200 pages without additional charge
Fair Treatment: We never penalize you for technical failures. Incomplete work results in partial refunds.

5. Free Credits and Bonuses

We provide free AI credits in several situations:

New Customers

  • When you purchase PDF Index Generator for the first time, you receive 5,000 free AI credits
  • This is enough to index approximately 5-10 average-sized books
  • Credits are added to your account immediately upon purchase

Software Upgrades

  • Every time you upgrade to a new version of PDF Index Generator, you receive 2,500 free AI credits
  • This rewards loyalty and encourages you to stay current with new features

Annual Subscription Renewal

  • If you have an annual subscription for PDF Index Generator, you automatically receive 1,000 free AI credits on every yearly renewal date
  • These credits are added to your account on your subscription renewal date
  • This rewards your continued loyalty and commitment to the software

Trial Users

  • Trial version users receive 100 free AI credits to test the AI indexing feature
  • This allows you to evaluate the system before making a purchase decision

Promotional Bonuses

  • We periodically offer bonus credits with credit package purchases
  • For example, the $15 package includes 500 bonus credits
  • Larger packages offer proportionally greater bonuses
Bonus Credit Policy: Bonus credits (those included with purchases or promotions) expire if your account becomes inactive for 24 months. Base purchased credits and credits from annual subscriptions never expire.

6. Purchasing Additional Credits

How to Purchase

  • Visit our AI Credits Order Page
  • Select the credit package that fits your needs (ranging from $5 to $100)
  • Complete the secure payment process
  • You’ll receive a redemption key via email immediately after purchase
  • Redeem the key in your software (Tools → Settings → AI Settings → Redeem Key)

Payment Terms

  • All payments are processed securely through established payment providers
  • You are responsible for all applicable taxes and fees
  • Payment is non-refundable once credits are added to your account (except where required by law)
  • Pricing is in USD and may vary by location

Redemption of Credits

  • Redemption keys are single-use and account-specific
  • Keys are valid indefinitely and never expire
  • Credits are added instantly upon successful redemption
  • If redemption fails, check your key for accuracy and try again
Lost Keys: If you lose your redemption key, please contact us within 30 days of purchase with your order confirmation. We can help you retrieve it.

7. Account and Credit Management

Checking Your Balance

  • View your current credit balance in the software at Tools → Settings → AI Settings
  • Your balance updates immediately after successful redemption or indexing operations

Account Restrictions

  • Credits are tied to your personal PDF Index Generator license/account
  • You cannot transfer credits to another person or account
  • Credits are not tradeable, sellable, or convertible to cash
  • Accounts that violate our Terms of Service may have credits forfeited

Inactive Accounts

  • If your account remains inactive (no AI credits used) for 24 months, any bonus credits may expire
  • Base credits you purchased never expire
  • You can prevent expiration by using any AI indexing feature within the 24-month period
Inactive Account Definition: An account is considered inactive if no AI indexing operations are performed for 24 consecutive months.

8. Service Reliability and Availability

AI Service Status

  • We operate AI indexing services 24/7 and strive for 99% uptime
  • Planned maintenance may occasionally cause service interruptions (we announce these in advance)
  • Internet connection issues on your end may prevent access to AI services

If Services Become Unavailable

  • If the AI service is unavailable due to our infrastructure issues, you will not be charged for failed attempts
  • Credits are only deducted after successful indexing is confirmed
  • If you’re charged due to service failure, contact support for a refund

Service Suspension

  • We reserve the right to suspend AI credit services to accounts violating our policies
  • Violations include: abuse of free trial credits, attempting to hack/exploit the system, or other malicious activity
  • We will provide notice before suspension when possible
Policy Violations: Attempting to exploit, abuse, or gain unauthorized access to AI credit services will result in account suspension and forfeiture of all credits.

9. Limitations and Restrictions

What You Cannot Do

  • Do not share your redemption keys or account credentials with others
  • Do not attempt to resell, redistribute, or commercially exploit AI credits
  • Do not use AI indexing for illegal purposes or to index illegal content
  • Do not attempt to reverse-engineer or hack into the AI service
  • Do not automate credit purchases or create bots to exploit pricing

Content Restrictions

  • AI credits cannot be used to index content containing illegal material, explicit content, or hate speech
  • We reserve the right to refuse indexing of content that violates our standards
  • Any credits used to attempt indexing of restricted content will be forfeited (no refund)

Beta Status Reminder

  • AI indexing is currently in Beta status and features may change
  • Credit costs may increase or decrease as we optimize the system
  • We will notify users of significant pricing changes with advance notice
Beta Features: As a Beta feature, AI indexing results are suggestions, not guarantees. You should review and validate results before publishing.

10. Accuracy, Quality, and Guarantees

AI Accuracy

  • AI indexing provides intelligent suggestions, not guaranteed-perfect results
  • While we work hard to minimize errors, AI can occasionally miss terms or suggest incorrect ones
  • You are responsible for reviewing AI-generated results before using them
  • You should never publish an index without human review of the AI output

No Quality Guarantee

  • We cannot guarantee that AI indexing will produce an acceptable quality index for your specific book
  • Results depend on your book’s content, language, formatting, and PDF quality
  • If AI results are unsatisfactory, we can refund your credits within 7 days of the operation

Quality Refund Policy

If you believe the AI indexing results are of unacceptably low quality:

  • Contact us within 7 days of the operation with your order details
  • Describe why the results are unsatisfactory
  • We’ll review your case and may issue a partial or full credit refund
  • Refunds are at our discretion and limited to one claim per book per 30-day period
Review Always: AI is a tool to accelerate your work, not replace human expertise. Always review AI suggestions carefully before publishing.

11. Intellectual Property Rights

Your Content

  • You retain full ownership of the PDFs you submit to the AI indexing service
  • We do not claim ownership of your books or content
  • Your PDFs are processed securely and deleted from our servers after indexing completes

Generated Index

  • The index generated by AI is based on analysis of your content
  • You own the final index and can modify it as you see fit
  • We own the underlying AI technology and algorithms used to generate suggestions

Your Rights

  • You may use generated indexes for commercial and personal purposes
  • You may modify, publish, distribute, and sell content containing AI-generated indexes
  • You may not claim that the index was manually created if it was AI-generated (without disclosure)

12. Privacy and Data Security

Data Processing

  • Your PDFs are uploaded securely to our AI processing servers using encrypted connections
  • Data is encrypted in transit and at rest on our servers
  • PDFs are processed strictly to generate your index and nothing else
  • PDFs are permanently deleted from our servers immediately after indexing completes
  • We do not store your PDFs for any purpose other than processing your single indexing request
  • Once processing finishes, the AI “forgets” your text entirely to ensure maximum privacy

AI Training and Content Protection

  • Your content is NEVER used for AI training: We do not use your book’s content to train, fine-tune, or improve any AI models
  • Your PDFs are not saved in any training datasets or learning models
  • We do not learn from your content in any way that persists beyond your single indexing request
  • Your intellectual property remains completely yours and is never repurposed

Privacy Protection

  • We do not share your PDFs with third parties under any circumstances
  • Your indexing requests and generated results are private to your account only
  • We never sell, share, or disclose your book content to other companies or individuals
Your Privacy is Guaranteed: Your book’s content is processed securely, never used for training, and completely forgotten after your indexing job completes. You have complete peace of mind that your intellectual property is protected.

For complete details on how we handle your data, please see our Privacy Policy.

13. Limitation of Liability

Disclaimers

  • The AI indexing service is provided “as-is” without warranties
  • We do not guarantee results will meet your expectations
  • We are not liable for incorrect page numbers, missed terms, or inaccurate suggestions
  • You use the AI indexing service at your own risk

Our Liability Limits

  • Our total liability for AI credit-related claims is limited to the amount you paid for the credits
  • We are not liable for indirect, incidental, or consequential damages
  • We are not liable for lost profits, lost business, or reputational harm
  • Some jurisdictions do not allow these limitations; your local laws may apply additional protections
Use at Your Risk: While we strive for quality, AI indexing is a Beta feature. Do not rely solely on AI results for mission-critical work without human review.

14. Changes to Terms and Pricing

Right to Modify

  • We may update these Terms and Conditions at any time
  • Significant changes will be announced on our website and via email
  • Continued use of AI credits after changes means you accept the new terms

Pricing Changes

  • We may adjust credit prices or cost calculations in the future
  • Price changes apply to new purchases, not to credits you already own
  • Credits you’ve already purchased are grandfathered at their original cost
  • We will provide at least 30 days notice of any price increases

Feature Deprecation

  • If we discontinue AI indexing services, we will provide at least 6 months notice
  • Unused credits will be refunded if the service is discontinued

Check this page regularly for updates. The last update date is shown at the bottom.

15. Dispute Resolution and Support

Customer Support

  • If you have disputes about credits or billing, please contact us first
  • We will respond to support requests within 2 business days
  • We’re committed to resolving billing disputes fairly

Refund Requests

  • All refund requests must be submitted within 30 days of the transaction
  • Please include your order number and reason for the refund request
  • We’ll review and respond within 5 business days

Escalation

  • If you’re unsatisfied with our resolution, you may request escalation
  • Escalated cases are reviewed by management
  • We aim to resolve all disputes fairly and transparently

16. Questions and Support

If you have questions about these Terms and Conditions, need clarification on credit costs, or want to report issues with your account:

Transparency: We believe in clear communication. If something is unclear about your credits or our policies, please ask. We’re happy to explain.

17. Acknowledgment

By purchasing and using AI credits with PDF Index Generator, you acknowledge that:

  • You have read and understand these Terms and Conditions
  • You agree to be bound by these terms
  • You understand that credits are non-refundable after redemption (except per our policies)
  • You accept responsibility for reviewing AI-generated results before use
  • You will not misuse, abuse, or exploit the AI credit system

Last Updated: May 2026

These Terms and Conditions supersede all previous versions.